Saving money is a habit that pays. At ValueBank Texas, we offer a variety of savings and CD accounts to help you prepare for any short or long-term goals you might have. It’s never too late to start saving. Come by today to open an account.
| VALUE SAVINGS AN ACCOUNT THAT PAYS LOW INTEREST WITH A LOW MINIMUM OPENING DEPOSIT | VALUE MONEY MARKET FOR THOSE LOOKING FOR TIERED INTEREST RATES WITH THE ABILITY TO ACCESS EMERGENCY FUNDS | CDS FOR THOSE LOOKING FOR A SECURE, RELIABLE RETURN AT COMPETITIVE RATES | IRAS FOR THOSE PLANNING FOR THEIR FUTURE | |
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Minimum Opening Deposit | VALUE SAVINGS AN ACCOUNT THAT PAYS LOW INTEREST WITH A LOW MINIMUM OPENING DEPOSIT $50 | VALUE MONEY MARKET FOR THOSE LOOKING FOR TIERED INTEREST RATES WITH THE ABILITY TO ACCESS EMERGENCY FUNDS $2,500 | CDS FOR THOSE LOOKING FOR A SECURE, RELIABLE RETURN AT COMPETITIVE RATES $1,0002 | IRAS FOR THOSE PLANNING FOR THEIR FUTURE $1,000
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Minimum Daily Bal. to
Avoid Fee & Earn Interest | VALUE SAVINGS AN ACCOUNT THAT PAYS LOW INTEREST WITH A LOW MINIMUM OPENING DEPOSIT $400 | VALUE MONEY MARKET FOR THOSE LOOKING FOR TIERED INTEREST RATES WITH THE ABILITY TO ACCESS EMERGENCY FUNDS $2,500 | CDS FOR THOSE LOOKING FOR A SECURE, RELIABLE RETURN AT COMPETITIVE RATES $1,000 | IRAS FOR THOSE PLANNING FOR THEIR FUTURE $1,000
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Minimum Balance Fee | VALUE SAVINGS AN ACCOUNT THAT PAYS LOW INTEREST WITH A LOW MINIMUM OPENING DEPOSIT $12 per quarter | VALUE MONEY MARKET FOR THOSE LOOKING FOR TIERED INTEREST RATES WITH THE ABILITY TO ACCESS EMERGENCY FUNDS $15 | CDS FOR THOSE LOOKING FOR A SECURE, RELIABLE RETURN AT COMPETITIVE RATES None | IRAS FOR THOSE PLANNING FOR THEIR FUTURE None
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Per Item Fee | VALUE SAVINGS AN ACCOUNT THAT PAYS LOW INTEREST WITH A LOW MINIMUM OPENING DEPOSIT $6 after six withdrawals per quarter | VALUE MONEY MARKET FOR THOSE LOOKING FOR TIERED INTEREST RATES WITH THE ABILITY TO ACCESS EMERGENCY FUNDS $10 after six withdrawals per month | CDS FOR THOSE LOOKING FOR A SECURE, RELIABLE RETURN AT COMPETITIVE RATES None | IRAS FOR THOSE PLANNING FOR THEIR FUTURE None
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Transaction Limits | VALUE SAVINGS AN ACCOUNT THAT PAYS LOW INTEREST WITH A LOW MINIMUM OPENING DEPOSIT Six per quarter | VALUE MONEY MARKET FOR THOSE LOOKING FOR TIERED INTEREST RATES WITH THE ABILITY TO ACCESS EMERGENCY FUNDS Six per month | CDS FOR THOSE LOOKING FOR A SECURE, RELIABLE RETURN AT COMPETITIVE RATES Penalties apply for early withdrawals | IRAS FOR THOSE PLANNING FOR THEIR FUTURE Penalties apply for early withdrawals
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Interest Paid
Minimum Daily
Balance to Earn Interest | VALUE SAVINGS AN ACCOUNT THAT PAYS LOW INTEREST WITH A LOW MINIMUM OPENING DEPOSIT Yes1 $400 | VALUE MONEY MARKET FOR THOSE LOOKING FOR TIERED INTEREST RATES WITH THE ABILITY TO ACCESS EMERGENCY FUNDS Yes1 $2,500 | CDS FOR THOSE LOOKING FOR A SECURE, RELIABLE RETURN AT COMPETITIVE RATES Yes1 $1,000 | IRAS FOR THOSE PLANNING FOR THEIR FUTURE Yes1 $1,000 |
Tiered Interest | VALUE SAVINGS AN ACCOUNT THAT PAYS LOW INTEREST WITH A LOW MINIMUM OPENING DEPOSIT No | VALUE MONEY MARKET FOR THOSE LOOKING FOR TIERED INTEREST RATES WITH THE ABILITY TO ACCESS EMERGENCY FUNDS Interest Rate Tiers** | CDS FOR THOSE LOOKING FOR A SECURE, RELIABLE RETURN AT COMPETITIVE RATES Rates vary | IRAS FOR THOSE PLANNING FOR THEIR FUTURE Rates vary |
Fixed Interest Rate | VALUE SAVINGS AN ACCOUNT THAT PAYS LOW INTEREST WITH A LOW MINIMUM OPENING DEPOSIT No | VALUE MONEY MARKET FOR THOSE LOOKING FOR TIERED INTEREST RATES WITH THE ABILITY TO ACCESS EMERGENCY FUNDS No | CDS FOR THOSE LOOKING FOR A SECURE, RELIABLE RETURN AT COMPETITIVE RATES Term of CD | IRAS FOR THOSE PLANNING FOR THEIR FUTURE Term of CD |
Annual percentage yield (APY) is variable and may change after the account is open. Fees may reduce earnings on the account.
** Interest Rate Tiers: $2,500 – $9,999; $10,000 – $24,999; $25,000 – $49,999; $50,000 – $99,999; $100,000 or more